HIDAYATI, Nur; SOFYAN, Agus. Utilization of Digital Financial Applications in Financial Management for MSMEs in Pangkalpinang City. Malacca: Journal of Management and Business Development , [S. l.], v. 3, n. 1, p. 71–84, 2026. DOI: 10.69965/malacca.v3i1.786. Disponível em: https://e-journal.bustanul-ulum.id/index.php/malacca/article/view/786. Acesso em: 22 sep. 2026.