Analysis of Microfinancing in the Development of MSME Customers

Abstract

The development of micro, small, and medium enterprises (MSMEs) is crucial for contributing to national economic growth. By fostering business development, MSMEs play a significant role in reducing unemployment and increasing employment and business opportunities. In this context, Bank Syariah Indonesia (BSI) serves as an institution that prioritizes community service and economic support. One of the essential functions of Sharia microfinancing is to provide capital to customers, enabling them to enhance existing businesses or establish new ventures. This research aims to investigate the impact of microfinancing on customer development at BSI, specifically examining aspects such as financial stability and business growth. This study employs a qualitative descriptive methodology, utilizing field research that gathers primary and secondary data. Data collection techniques include interviews and document analysis. Findings from this research will provide valuable insights into the effectiveness of Sharia microfinancing in supporting MSMEs and enhancing community economic development.